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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,915 | $103,393+171.7% | $87,103+222.5% | $152,909+83.7% |
| Participation rate | 83.3% | 79.4%+4.0pp | 76.9%+6.5pp | 82.5%+0.9pp |
| Annual return | 15.56% | 28.10%-12.5pp | 28.19%-12.6pp | 345.46%-329.9pp |
| Employer contribution / active EE | $3,026 | $3,221-6.1% | $2,521+20.0% | $4,764-36.5% |
| Participant deferral / active EE | $5,201 | $4,778+8.8% | $4,049+28.5% | $5,851-11.1% |
| Admin fee / account holder | $3,623 | $12,195-70.3% | $7,491-51.6% | $11,601-68.8% |