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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,777 | $124,425+112.0% | $112,040+135.4% | $137,256+92.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.90% | 24.72%-6.8pp | 24.52%-6.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $2,711 | $3,411-20.5% | $2,954-8.2% | $4,156-34.8% |
| Participant deferral / active EE | $5,535 | $5,718-3.2% | $5,098+8.6% | $6,407-13.6% |
| Admin fee / account holder | $3,107 | $15,207-79.6% | $12,098-74.3% | $12,270-74.7% |