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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,654 | $101,778+22.5% | $164,975-24.4% | $80,925+54.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.02% | 16.73%-7.7pp | 70.12%-61.1pp | 35.65%-26.6pp |
| Employer contribution / active EE | $4,420 | $2,954+49.6% | $4,343+1.8% | $2,756+60.4% |
| Participant deferral / active EE | $6,423 | $4,477+43.5% | $6,033+6.5% | $4,299+49.4% |
| Admin fee / account holder | $10,286 | $8,221+25.1% | $12,688-18.9% | $6,940+48.2% |