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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,424 | $78,705+32.7% | $117,857-11.4% | $70,131+48.9% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 12.13% | 23.30%-11.2pp | 335.09%-323.0pp | 73.14%-61.0pp |
| Employer contribution / active EE | $3,514 | $2,223+58.1% | $3,786-7.2% | $2,342+50.0% |
| Participant deferral / active EE | $4,058 | $3,297+23.1% | $4,482-9.5% | $3,332+21.8% |
| Admin fee / account holder | $13,214 | $5,065+160.9% | $8,020+64.8% | $4,645+184.4% |