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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,696 | $91,537+63.5% | $130,045+15.1% | $75,173+99.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 12.67% | -631.55%+644.2pp | -137.30%+150.0pp | 160.72%-148.1pp |
| Employer contribution / active EE | $4,934 | $2,845+73.4% | $4,321+14.2% | $2,671+84.7% |
| Participant deferral / active EE | $8,240 | $4,343+89.7% | $5,820+41.6% | $4,126+99.7% |
| Admin fee / account holder | $12,283 | $6,780+81.2% | $10,600+15.9% | $5,651+117.4% |