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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,483 | $108,825+20.8% | $156,181-15.8% | $82,448+59.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 11.23% | 20.59%-9.4pp | 64.87%-53.6pp | 41.64%-30.4pp |
| Employer contribution / active EE | $4,415 | $2,870+53.8% | $4,294+2.8% | $2,551+73.1% |
| Participant deferral / active EE | $6,884 | $4,577+50.4% | $6,132+12.3% | $4,139+66.3% |
| Admin fee / account holder | $3,664 | $9,341-60.8% | $14,586-74.9% | $7,234-49.3% |