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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,359 | $124,346+66.0% | $111,308+85.4% | $167,536+23.2% |
| Participation rate | 92.3% | 79.6%+12.7pp | 77.3%+15.0pp | 82.1%+10.2pp |
| Annual return | 17.60% | 37.45%-19.8pp | 54.67%-37.1pp | 478.82%-461.2pp |
| Employer contribution / active EE | $3,453 | $3,437+0.4% | $2,732+26.4% | $4,839-28.7% |
| Participant deferral / active EE | $4,185 | $5,182-19.2% | $4,487-6.7% | $6,342-34.0% |
| Admin fee / account holder | $1,896 | $10,621-82.1% | $7,965-76.2% | $12,315-84.6% |