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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,650 | $103,393+58.3% | $87,103+87.9% | $152,909+7.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 19.84% | 28.10%-8.3pp | 28.19%-8.4pp | 345.46%-325.6pp |
| Employer contribution / active EE | $5,277 | $3,221+63.8% | $2,521+109.3% | $4,764+10.8% |
| Participant deferral / active EE | $3,778 | $4,778-20.9% | $4,049-6.7% | $5,851-35.4% |
| Admin fee / account holder | $1,643 | $12,195-86.5% | $7,491-78.1% | $11,601-85.8% |