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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,991 | $166,242+26.9% | $165,071+27.8% | $145,884+44.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 4.79% | 100.44%-95.7pp | 70.17%-65.4pp | 551.85%-547.1pp |
| Employer contribution / active EE | $4,031 | $5,283-23.7% | $4,347-7.3% | $4,662-13.5% |
| Participant deferral / active EE | $9,274 | $6,964+33.2% | $6,035+53.7% | $6,690+38.6% |
| Admin fee / account holder | $85,104 | $16,658+410.9% | $12,695+570.4% | $13,392+535.5% |