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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,655 | $162,821+138.1% | $133,978+189.3% | $158,982+143.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 8.89% | 41.95%-33.1pp | 45.10%-36.2pp | 302.99%-294.1pp |
| Employer contribution / active EE | $3,959 | $4,976-20.4% | $3,919+1.0% | $4,763-16.9% |
| Participant deferral / active EE | $8,451 | $5,910+43.0% | $5,047+67.4% | $5,983+41.2% |
| Admin fee / account holder | $7,396 | $11,742-37.0% | $8,930-17.2% | $11,252-34.3% |