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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,429 | $176,786+181.9% | $146,643+239.9% | $167,536+197.5% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 6.37% | 24.04%-17.7pp | 22.75%-16.4pp | 478.82%-472.4pp |
| Employer contribution / active EE | $4,090 | $5,161-20.8% | $4,137-1.1% | $4,839-15.5% |
| Participant deferral / active EE | $9,974 | $6,440+54.9% | $5,506+81.1% | $6,342+57.3% |
| Admin fee / account holder | $10,924 | $13,262-17.6% | $10,280+6.3% | $12,315-11.3% |