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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$74,547 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,845 | $89,438-5.1% | $164,928-48.6% | $77,692+9.2% |
| Participation rate | 98.1% | 78.6%+19.5pp | 78.6%+19.5pp | 70.6%+27.6pp |
| Annual return | 15.63% | 28.82%-13.2pp | 70.08%-54.5pp | 31.25%-15.6pp |
| Employer contribution / active EE | $2,161 | $2,567-15.8% | $4,343-50.2% | $2,726-20.7% |
| Participant deferral / active EE | $6,712 | $4,901+36.9% | $6,034+11.2% | $4,648+44.4% |
| Admin fee / account holder | -$76 | $340-122.4% | $12,684-100.6% | $431-117.7% |