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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$74,547 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,845 | $89,465-5.2% | $165,100-48.6% | $77,762+9.1% |
| Participation rate | 98.1% | 78.6%+19.5pp | 78.6%+19.5pp | 70.6%+27.5pp |
| Annual return | 15.63% | 28.86%-13.2pp | 70.21%-54.6pp | 31.27%-15.6pp |
| Employer contribution / active EE | $2,161 | $2,565-15.7% | $4,348-50.3% | $2,728-20.8% |
| Participant deferral / active EE | $6,712 | $4,904+36.9% | $6,035+11.2% | $4,651+44.3% |
| Admin fee / account holder | -$76 | $340-122.4% | $12,696-100.6% | $433-117.6% |