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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,854 | $97,027+40.0% | $83,323+63.0% | $135,382+0.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 1.22% | 12.31%-11.1pp | 10.63%-9.4pp | 519.77%-518.6pp |
| Employer contribution / active EE | $8,787 | $4,143+112.1% | $3,379+160.1% | $4,779+83.9% |
| Participant deferral / active EE | $3,098 | $5,964-48.1% | $5,565-44.3% | $5,609-44.8% |
| Admin fee / account holder | $2,369 | $8,427-71.9% | $7,539-68.6% | $10,829-78.1% |