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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,311 | $105,856+24.0% | $90,161+45.6% | $147,586-11.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 12.09% | 37.63%-25.5pp | 34.89%-22.8pp | 578.59%-566.5pp |
| Employer contribution / active EE | $9,811 | $4,126+137.8% | $3,318+195.7% | $4,876+101.2% |
| Participant deferral / active EE | $3,151 | $5,733-45.0% | $5,287-40.4% | $5,439-42.1% |
| Admin fee / account holder | $5,648 | $8,046-29.8% | $5,943-5.0% | $10,886-48.1% |