Retirement plan

BRONSON AND BRATTON, INC. EMPLOYEES RETIREMENT SAVINGS PLAN

Name: BRONSON AND BRATTON, INC. - BRONSON AND BRATTON, INC. EMPLOYEES RETIREMENT SAVINGS PLAN (2020) Form 5500
Creator: BRONSON AND BRATTON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BRONSON AND BRATTON, INC. EMPLOYEES RETIREMENT SAVINGS PLAN, BRONSON AND BRATTON, INC.

BRONSON AND BRATTON, INC.EIN 36-2722700Plan #001PY 2020

220 SHORE DRIVE - BURR RIDGE, IL 60527630-986-1815bronsonandbratton.comLinkedIn51-200 employeesmechanical or industrial engineering

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$21.5M

+17.5% from 2019

Total participants

130

-2.3% from 2019

Average account balance

$165,464

+20.2% from 2019

Annual return

20.71%

-3.51 pp from 2019

Benchmarks

See 152 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Cohort152 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$167K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

114

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$723K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$415

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
WINTRUST INVESTMENTS LLC4 years Filed as: WAYNE HUMMER INVESTMENTS, LLC Service code 27 231 S. LASALLE STREET · CHICAGO, IL 60604	Advisory (Plan)	$28,000
GREAT-WEST LIFE & ANNUITY INSURANCE5 years Service code 13 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Contract Administrator	$21,593
CHARLES SCHWAB & CO., INC.6+ years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$50K

$501 / participant

Investment mgmt$28K56.5%
Contract admin$22K43.5%

% of EOY assets

0.231%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BKD,LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$165,464

$73,884+124.0%

$95,956+72.4%

Participation rate

100.0%

80.0%+20.0pp

77.1%+22.9pp

Annual return

20.71%

11.13%+9.6pp

91.63%-70.9pp

Employer contribution / active EE

$514

$1,782-71.1%

$2,541-79.8%

Participant deferral / active EE

$5,286

$3,914+35.0%

$4,167+26.9%

Admin fee / account holder

$381

$4,316-91.2%

$6,797-94.4%

Provider

Service type

Compensation

WINTRUST INVESTMENTS LLC4 years

Filed as: WAYNE HUMMER INVESTMENTS, LLC

Service code 27

231 S. LASALLE STREET · CHICAGO, IL 60604

Advisory (Plan)

$28,000

GREAT-WEST LIFE & ANNUITY INSURANCE5 years

Service code 13

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Contract Administrator

$21,593

CHARLES SCHWAB & CO., INC.6+ years

Service code 59

Shareholder Servicing

BRONSON AND BRATTON, INC. EMPLOYEES RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BRONSON AND BRATTON, INC. EMPLOYEES RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion