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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,654 | $54,380+17.1% | $68,509-7.1% | $59,633+6.7% |
| Participation rate | 75.0% | 70.2%+4.8pp | 74.7%+0.3pp | 68.7%+6.3pp |
| Annual return | -2.42% | 2.83%-5.3pp | 8.27%-10.7pp | 2041.40%-2043.8pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,972 | $2,643+12.5% | $3,382-12.1% | $3,192-6.9% |
| Admin fee / account holder | $4,620 | $3,885+18.9% | $5,275-12.4% | $4,297+7.5% |