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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,394 | $58,828-2.4% | $78,002-26.4% | $62,881-8.7% |
| Participation rate | 71.9% | 71.1%+0.8pp | 75.5%-3.7pp | 69.3%+2.6pp |
| Annual return | 5.18% | 17.16%-12.0pp | 425.99%-420.8pp | 20.14%-15.0pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,913 | $2,686+8.5% | $3,497-16.7% | $3,203-9.1% |
| Admin fee / account holder | $7,955 | $4,393+81.1% | $5,481+45.1% | $4,296+85.2% |