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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,953 | $86,940-26.4% | $102,434-37.6% | $80,935-21.0% |
| Participation rate | 91.3% | 72.4%+18.9pp | 76.5%+14.8pp | 67.7%+23.6pp |
| Annual return | 8.72% | 18.89%-10.2pp | 29.46%-20.7pp | 35.66%-26.9pp |
| Employer contribution / active EE | $1,375 | $2,370-42.0% | $3,023-54.5% | $2,757-50.1% |
| Participant deferral / active EE | $3,796 | $4,121-7.9% | $5,055-24.9% | $4,299-11.7% |
| Admin fee / account holder | $20,110 | $8,047+149.9% | $9,462+112.5% | $6,924+190.4% |