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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,953 | $86,919-26.4% | $102,457-37.6% | $80,911-21.0% |
| Participation rate | 91.3% | 72.4%+18.9pp | 76.5%+14.8pp | 67.6%+23.7pp |
| Annual return | 8.72% | 18.90%-10.2pp | 29.41%-20.7pp | 35.63%-26.9pp |
| Employer contribution / active EE | $1,375 | $2,368-41.9% | $3,022-54.5% | $2,756-50.1% |
| Participant deferral / active EE | $3,796 | $4,119-7.9% | $5,054-24.9% | $4,297-11.7% |
| Admin fee / account holder | $20,110 | $8,049+149.8% | $9,451+112.8% | $6,935+190.0% |