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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,657 | $115,814-58.0% | $101,275-52.0% | $158,982-69.4% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.7pp |
| Annual return | 4.43% | 56.16%-51.7pp | 46.48%-42.0pp | 302.99%-298.6pp |
| Employer contribution / active EE | $1,004 | $4,176-76.0% | $3,660-72.6% | $4,763-78.9% |
| Participant deferral / active EE | $3,971 | $4,958-19.9% | $4,371-9.1% | $5,983-33.6% |
| Admin fee / account holder | $26,715 | $7,249+268.5% | $5,948+349.1% | $11,252+137.4% |