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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,981 | $97,732-29.4% | $83,831-17.7% | $135,380-49.0% |
| Participation rate | 66.7% | 80.0%-13.3pp | 76.1%-9.5pp | 82.6%-16.0pp |
| Annual return | -5.35% | 1287.56%-1292.9pp | 850.99%-856.3pp | 519.81%-525.2pp |
| Employer contribution / active EE | $6,667 | $4,222+57.9% | $3,631+83.6% | $4,779+39.5% |
| Participant deferral / active EE | $3,031 | $4,683-35.3% | $4,082-25.7% | $5,609-46.0% |
| Admin fee / account holder | $3,280 | $6,675-50.9% | $5,479-40.1% | $10,828-69.7% |