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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,090 | $81,276+190.5% | $155,574+51.8% | $80,925+191.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.94% | 33.36%-23.4pp | 64.87%-54.9pp | 35.65%-25.7pp |
| Employer contribution / active EE | $6,225 | $3,103+100.6% | $4,676+33.1% | $2,756+125.8% |
| Participant deferral / active EE | $7,166 | $3,453+107.5% | $5,629+27.3% | $4,299+66.7% |
| Admin fee / account holder | $65,126 | $7,993+714.7% | $15,914+309.2% | $6,940+838.4% |