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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,726 | $95,406+264.5% | $185,849+87.1% | $85,847+305.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 12.28% | 23.59%-11.3pp | 122.10%-109.8pp | 318.61%-306.3pp |
| Employer contribution / active EE | $4,807 | $3,314+45.1% | $5,169-7.0% | $2,565+87.4% |
| Participant deferral / active EE | $8,915 | $3,424+160.4% | $5,569+60.1% | $3,952+125.6% |
| Admin fee / account holder | $53,314 | $7,214+639.0% | $16,244+228.2% | $6,261+751.6% |