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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,321 | $84,236+222.1% | $170,435+59.2% | $70,126+286.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.60% | 23.06%-8.5pp | 205.94%-191.3pp | 73.15%-58.5pp |
| Employer contribution / active EE | $8,870 | $3,387+161.9% | $5,432+63.3% | $2,343+278.6% |
| Participant deferral / active EE | $8,677 | $3,086+181.2% | $4,939+75.7% | $3,332+160.4% |
| Admin fee / account holder | $30,859 | $5,698+441.6% | $13,881+122.3% | $4,645+564.3% |