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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,045 | $91,179+78.8% | $178,499-8.7% | $79,852+104.2% |
| Participation rate | 76.3% | 69.2%+7.1pp | 81.9%-5.6pp | 69.6%+6.7pp |
| Annual return | 8.56% | 24.19%-15.6pp | 151.10%-142.5pp | 31.72%-23.2pp |
| Employer contribution / active EE | $8,568 | $3,256+163.2% | $5,011+71.0% | $2,471+246.7% |
| Participant deferral / active EE | $4,794 | $3,236+48.2% | $5,202-7.8% | $3,740+28.2% |
| Admin fee / account holder | $1,138 | $6,749-83.1% | $13,986-91.9% | $5,306-78.5% |