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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,461 | $85,171+83.7% | $172,752-9.4% | $72,975+114.4% |
| Participation rate | 82.9% | 70.1%+12.8pp | 82.6%+0.2pp | 69.5%+13.4pp |
| Annual return | 4.00% | 27.32%-23.3pp | 802.97%-799.0pp | 81.01%-77.0pp |
| Employer contribution / active EE | $8,209 | $3,324+147.0% | $5,144+59.6% | $2,440+236.4% |
| Participant deferral / active EE | $5,088 | $3,260+56.1% | $5,198-2.1% | $3,608+41.0% |
| Admin fee / account holder | $4,680 | $5,880-20.4% | $13,955-66.5% | $5,124-8.7% |