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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,898 | $84,236+49.5% | $170,435-26.1% | $70,126+79.5% |
| Participation rate | 94.7% | 70.8%+23.9pp | 83.6%+11.1pp | 69.5%+25.2pp |
| Annual return | 10.96% | 23.06%-12.1pp | 205.94%-195.0pp | 73.15%-62.2pp |
| Employer contribution / active EE | $6,330 | $3,387+86.9% | $5,432+16.5% | $2,343+170.2% |
| Participant deferral / active EE | $4,648 | $3,086+50.6% | $4,939-5.9% | $3,332+39.5% |
| Admin fee / account holder | $645 | $5,698-88.7% | $13,881-95.4% | $4,645-86.1% |