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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,392 | $78,690+148.3% | $161,489+21.0% | $87,485+123.3% |
| Participation rate | 86.7% | 67.5%+19.2pp | 78.7%+8.0pp | 68.9%+17.7pp |
| Annual return | 12.00% | 32.74%-20.7pp | 89.72%-77.7pp | 26.06%-14.1pp |
| Employer contribution / active EE | $9,250 | $2,588+257.4% | $4,268+116.7% | $2,596+256.3% |
| Participant deferral / active EE | $2,436 | $3,311-26.4% | $5,630-56.7% | $4,274-43.0% |
| Admin fee / account holder | $42,068 | $6,724+525.7% | $16,006+162.8% | $7,775+441.1% |