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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,846 | $138,312-57.5% | $122,979-52.1% | $155,188-62.1% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 5.48% | 22.06%-16.6pp | 20.12%-14.6pp | 148.84%-143.4pp |
| Employer contribution / active EE | $1,735 | $3,530-50.9% | $3,062-43.4% | $4,248-59.2% |
| Participant deferral / active EE | $2,230 | $5,592-60.1% | $5,003-55.4% | $6,531-65.9% |
| Admin fee / account holder | $3,059 | $15,089-79.7% | $12,864-76.2% | $14,480-78.9% |