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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,604 | $112,131-32.6% | $95,964-21.2% | $158,982-52.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -0.84% | 171.19%-172.0pp | 91.64%-92.5pp | 302.99%-303.8pp |
| Employer contribution / active EE | $1,593 | $3,199-50.2% | $2,541-37.3% | $4,763-66.5% |
| Participant deferral / active EE | $2,550 | $4,784-46.7% | $4,167-38.8% | $5,983-57.4% |
| Admin fee / account holder | $6,908 | $10,136-31.8% | $6,797+1.6% | $11,252-38.6% |