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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,871 | $117,846-55.1% | $102,434-48.4% | $145,884-63.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.14% | 31.90%-25.8pp | 29.46%-23.3pp | 551.85%-545.7pp |
| Employer contribution / active EE | $1,880 | $3,615-48.0% | $3,023-37.8% | $4,662-59.7% |
| Participant deferral / active EE | $2,305 | $5,733-59.8% | $5,055-54.4% | $6,690-65.5% |
| Admin fee / account holder | $22,371 | $13,356+67.5% | $9,462+136.4% | $13,392+67.0% |