Filed August 28, 2025 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $828,733 |
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD ADVISERS INC. Service code 26 · EIN 23-2811930 | Advisory (Participants) | $478,716 |
Filed as: OSTROW REISIN BERK & ABRAMS LTD Service code 16 · EIN 36-2938874 | Consulting | $25,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,791 | $80,242-42.9% | $119,628-61.7% | $89,433-48.8% |
| Participation rate | 98.1% | 78.3%+19.9pp | 79.3%+18.9pp | 71.3%+26.9pp |
| Annual return | -16.89% | -12.97%-3.9pp | -14.98%-1.9pp | -11.88%-5.0pp |
| Employer contribution / active EE | $1,607 | $2,684-40.1% | $4,232-62.0% | $3,021-46.8% |
| Participant deferral / active EE | $5,102 | $4,686+8.9% | $5,601-8.9% | $5,125-0.5% |
| Admin fee / account holder | $51 | $66-22.8% | $10,330-99.5% | $79-35.4% |