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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,289 | $107,363+100.5% | $92,909+131.7% | $152,897+40.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.56% | 145.63%-126.1pp | 109.44%-89.9pp | 345.43%-325.9pp |
| Employer contribution / active EE | $2,501 | $4,222-40.8% | $3,653-31.5% | $4,764-47.5% |
| Participant deferral / active EE | $6,115 | $4,848+26.1% | $4,238+44.3% | $5,851+4.5% |
| Admin fee / account holder | $20,404 | $7,082+188.1% | $5,795+252.1% | $11,599+75.9% |