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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,591 | $97,729+94.0% | $83,830+126.2% | $135,379+40.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.56% | 1287.52%-1294.1pp | 850.97%-857.5pp | 519.79%-526.3pp |
| Employer contribution / active EE | $2,033 | $4,222-51.9% | $3,631-44.0% | $4,779-57.5% |
| Participant deferral / active EE | $7,059 | $4,683+50.7% | $4,082+72.9% | $5,609+25.9% |
| Admin fee / account holder | $379 | $6,674-94.3% | $5,479-93.1% | $10,828-96.5% |