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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,722 | $61,125+565.4% | $94,057+332.4% | $87,485+364.9% |
| Participation rate | 96.3% | 64.1%+32.2pp | 73.3%+23.0pp | 68.9%+27.4pp |
| Annual return | 12.09% | 35.20%-23.1pp | 480.62%-468.5pp | 26.06%-14.0pp |
| Employer contribution / active EE | $11,048 | $2,136+417.1% | $2,933+276.7% | $2,596+325.6% |
| Participant deferral / active EE | $9,666 | $3,260+196.5% | $4,709+105.3% | $4,274+126.2% |
| Admin fee / account holder | $42,751 | $5,629+659.5% | $7,244+490.1% | $7,775+449.9% |