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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,981 | $65,434+456.3% | $98,483+269.6% | $85,847+324.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 10.66% | 21.75%-11.1pp | 1494.38%-1483.7pp | 318.61%-307.9pp |
| Employer contribution / active EE | $11,857 | $2,169+446.7% | $2,961+300.5% | $2,565+362.2% |
| Participant deferral / active EE | $12,048 | $3,168+280.3% | $4,276+181.7% | $3,952+204.9% |
| Admin fee / account holder | $10,775 | $4,595+134.5% | $5,953+81.0% | $6,261+72.1% |