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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,878 | $60,139+408.6% | $90,461+238.1% | $79,856+283.0% |
| Participation rate | 97.3% | 65.0%+32.3pp | 72.7%+24.6pp | 69.6%+27.7pp |
| Annual return | 8.31% | 71.96%-63.7pp | 1294.76%-1286.5pp | 31.71%-23.4pp |
| Employer contribution / active EE | $10,646 | $2,069+414.6% | $3,264+226.2% | $2,471+330.8% |
| Participant deferral / active EE | $10,192 | $2,939+246.8% | $3,964+157.1% | $3,741+172.5% |
| Admin fee / account holder | $36,265 | $3,978+811.6% | $5,617+545.7% | $5,306+583.4% |