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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,571 | $73,107-25.4% | $114,563-52.4% | $87,485-37.6% |
| Participation rate | 43.5% | 65.8%-22.3pp | 72.9%-29.4pp | 68.9%-25.4pp |
| Annual return | 13.54% | 19.47%-5.9pp | 241.09%-227.6pp | 26.06%-12.5pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,492 | $3,144-20.7% | $4,142-39.8% | $4,274-41.7% |
| Admin fee / account holder | $1,056 | $5,770-81.7% | $7,623-86.1% | $7,775-86.4% |