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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,852 | $67,411-55.7% | $91,004-67.2% | $70,126-57.4% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 15.22% | -40.16%+55.4pp | 4.60%+10.6pp | 73.15%-57.9pp |
| Employer contribution / active EE | $200 | $1,786-88.8% | $2,456-91.9% | $2,343-91.5% |
| Participant deferral / active EE | $1,240 | $2,823-56.1% | $3,548-65.1% | $3,332-62.8% |
| Admin fee / account holder | $2,422 | $4,236-42.8% | $5,417-55.3% | $4,645-47.9% |