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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,119 | $76,371-52.7% | $93,621-61.4% | $72,976-50.5% |
| Participation rate | 72.7% | 71.8%+1.0pp | 75.8%-3.1pp | 69.5%+3.2pp |
| Annual return | 19.57% | 25.82%-6.3pp | 32.76%-13.2pp | 81.02%-61.4pp |
| Employer contribution / active EE | $0 | $2,276-100.0% | $2,719-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,629 | $3,538-54.0% | $4,070-60.0% | $3,608-54.8% |
| Admin fee / account holder | $5,372 | $6,839-21.5% | $7,890-31.9% | $5,124+4.8% |