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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,817 | $72,177-17.1% | $115,037-48.0% | $59,632+0.3% |
| Participation rate | 82.1% | 72.6%+9.5pp | 81.4%+0.7pp | 68.7%+13.4pp |
| Annual return | -1.42% | 12.02%-13.4pp | 26.14%-27.6pp | 2041.32%-2042.7pp |
| Employer contribution / active EE | $2,717 | $2,841-4.4% | $4,608-41.0% | $2,203+23.4% |
| Participant deferral / active EE | $5,475 | $4,783+14.5% | $6,026-9.2% | $3,192+71.5% |
| Admin fee / account holder | $3,531 | $4,927-28.3% | $8,175-56.8% | $4,297-17.8% |