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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,121 | $85,766-20.6% | $136,297-50.0% | $70,124-2.9% |
| Participation rate | 87.8% | 74.2%+13.6pp | 81.9%+5.9pp | 69.5%+18.3pp |
| Annual return | 16.62% | 31.45%-14.8pp | 5156.19%-5139.6pp | 73.14%-56.5pp |
| Employer contribution / active EE | $2,956 | $2,966-0.3% | $4,696-37.1% | $2,342+26.2% |
| Participant deferral / active EE | $6,089 | $5,051+20.5% | $6,247-2.5% | $3,332+82.7% |
| Admin fee / account holder | $9,432 | $5,420+74.0% | $9,244+2.0% | $4,645+103.0% |