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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,241 | $71,878+49.2% | $86,698+23.7% | $68,486+56.6% |
| Participation rate | 98.5% | 72.2%+26.2pp | 76.6%+21.9pp | 67.9%+30.6pp |
| Annual return | -19.46% | 3.53%-23.0pp | 35.95%-55.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $3,919 | $2,173+80.3% | $2,837+38.2% | $2,597+50.9% |
| Participant deferral / active EE | $7,882 | $3,779+108.6% | $4,656+69.3% | $4,028+95.7% |
| Admin fee / account holder | $2,813 | $6,113-54.0% | $7,493-62.5% | $5,404-48.0% |