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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,406 | $62,583-11.5% | $76,767-27.8% | $64,173-13.7% |
| Participation rate | 93.8% | 72.8%+21.0pp | 77.0%+16.9pp | 69.6%+24.3pp |
| Annual return | -4.69% | -1.95%-2.7pp | 2.43%-7.1pp | 7.63%-12.3pp |
| Employer contribution / active EE | $618 | $1,832-66.3% | $2,485-75.1% | $2,381-74.0% |
| Participant deferral / active EE | $4,623 | $3,145+47.0% | $3,852+20.0% | $3,470+33.2% |
| Admin fee / account holder | $4,207 | $4,667-9.9% | $6,675-37.0% | $4,887-13.9% |