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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,980 | $176,838+21.0% | $146,685+45.9% | $167,518+27.7% |
| Participation rate | 87.5% | 83.6%+3.9pp | 80.1%+7.4pp | 82.1%+5.4pp |
| Annual return | 12.29% | 24.04%-11.7pp | 22.75%-10.5pp | 478.71%-466.4pp |
| Employer contribution / active EE | $656 | $5,161-87.3% | $4,137-84.1% | $4,838-86.4% |
| Participant deferral / active EE | $5,419 | $6,441-15.9% | $5,507-1.6% | $6,342-14.5% |
| Admin fee / account holder | $5,118 | $13,262-61.4% | $10,281-50.2% | $12,312-58.4% |