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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,286 | $162,821+21.2% | $133,978+47.3% | $158,982+24.1% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 14.29% | 41.95%-27.7pp | 45.10%-30.8pp | 302.99%-288.7pp |
| Employer contribution / active EE | $622 | $4,976-87.5% | $3,919-84.1% | $4,763-86.9% |
| Participant deferral / active EE | $5,155 | $5,910-12.8% | $5,047+2.1% | $5,983-13.9% |
| Admin fee / account holder | $4,577 | $11,742-61.0% | $8,930-48.7% | $11,252-59.3% |