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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,356 | $228,352-51.2% | $185,827-40.1% | $158,950-29.9% |
| Participation rate | 71.4% | 82.3%-10.9pp | 78.0%-6.6pp | 82.0%-10.5pp |
| Annual return | 13.82% | 40.81%-27.0pp | 35.96%-22.1pp | 302.91%-289.1pp |
| Employer contribution / active EE | $1,136 | $4,967-77.1% | $4,087-72.2% | $4,762-76.1% |
| Participant deferral / active EE | $2,688 | $6,416-58.1% | $5,633-52.3% | $5,983-55.1% |
| Admin fee / account holder | $727 | $11,867-93.9% | $9,502-92.3% | $11,248-93.5% |