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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,506 | $211,946-61.5% | $169,452-51.9% | $135,379-39.8% |
| Participation rate | 56.3% | 82.6%-26.4pp | 77.8%-21.5pp | 82.6%-26.4pp |
| Annual return | -6.03% | 3.26%-9.3pp | 1.83%-7.9pp | 519.79%-525.8pp |
| Employer contribution / active EE | $966 | $5,117-81.1% | $4,157-76.8% | $4,779-79.8% |
| Participant deferral / active EE | $2,562 | $6,075-57.8% | $5,277-51.4% | $5,609-54.3% |
| Admin fee / account holder | $2,061 | $11,472-82.0% | $9,110-77.4% | $10,828-81.0% |