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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,368 | $65,367+151.5% | $92,915+76.9% | $72,976+125.2% |
| Participation rate | 69.6% | 68.3%+1.3pp | 76.0%-6.4pp | 69.5%+0.1pp |
| Annual return | 20.41% | 42.11%-21.7pp | 109.45%-89.0pp | 81.02%-60.6pp |
| Employer contribution / active EE | $681 | $2,594-73.7% | $3,653-81.4% | $2,440-72.1% |
| Participant deferral / active EE | $7,111 | $3,128+127.3% | $4,238+67.8% | $3,608+97.1% |
| Admin fee / account holder | $18,505 | $4,251+335.3% | $5,796+219.3% | $5,124+261.1% |