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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,022 | $63,346+158.9% | $92,240+77.8% | $70,126+133.9% |
| Participation rate | 83.3% | 68.7%+14.7pp | 76.5%+6.9pp | 69.5%+13.8pp |
| Annual return | 14.40% | 530.19%-515.8pp | 176.29%-161.9pp | 73.15%-58.8pp |
| Employer contribution / active EE | $325 | $2,471-86.8% | $3,680-91.2% | $2,343-86.1% |
| Participant deferral / active EE | $7,320 | $2,854+156.5% | $3,897+87.8% | $3,332+119.7% |
| Admin fee / account holder | $13,056 | $3,841+239.9% | $5,194+151.4% | $4,645+181.0% |