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| Provider | Service type | Compensation |
|---|---|---|
GOLDMAN SACHS2 years Filed as: UNITED CAPITAL FINANCIAL ADVISERS Service code 27 · EIN 27-0493248 | Advisory (Plan) | $37,790 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $27,517 |
Service code 10 · EIN 42-1394940 | Accounting | $8,500 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,736 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,813 | $78,670+56.1% | $109,173+12.5% | $85,847+43.1% |
| Participation rate | 90.5% | 68.3%+22.3pp | 75.9%+14.6pp | 69.3%+21.2pp |
| Annual return | 14.48% | 25.09%-10.6pp | 25.75%-11.3pp | 318.61%-304.1pp |
| Employer contribution / active EE | $4,726 | $2,734+72.9% | $3,723+26.9% | $2,565+84.2% |
| Participant deferral / active EE | $9,754 | $3,467+181.3% | $4,654+109.6% | $3,952+146.8% |
| Admin fee / account holder | $680 | $5,469-87.6% | $6,755-89.9% | $6,261-89.1% |